- Don’t take insurance unless you count the cards.
- Split 8s and Aces. Dealer’s cards are not important.
- If dealer's up card is a 10, you may continue hitting until you get at least ‘17’.
- If dealer's up card is a 10, hit soft 17.
- Hit hard 12, but if dealer has a 2 or 3 or 7.
- If Ace-Ace or 8-8, always split.
- 2-2 or 3-3, always split if dealer has 2 through 7 otherwise make a hit.
- 4-4 always split if dealer has 4 or 5, otherwise make hit.
- 6-6, always split if dealer has 2 through 6, otherwise make hit.
- 7-7, always split if e dealer has 2 through 7, otherwise make hit.
- 9-9, always split if dealer has 2 through 6, 8 or 9. Stand on anything else.
- Never split, if have 10s.
Splitting table
| Dealer's Upcard |
| Player | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | A |
| A,A | Y | Y | Y | Y | Y | Y | Y | Y | Y | Y |
| 10,10 | N | N | N | N | N | N | N | N | N | N |
| 9,9 | Y | Y | Y | Y | Y | N | Y | Y | N | N |
| 8,8 | Y | Y | Y | Y | Y | Y | Y | Y | Y | Y |
| 7,7 | Y | Y | Y | Y | Y | Y | N | N | N | N |
| 6,6 | Y | Y | Y | Y | Y | N | N | N | N | N |
| 5,5 | N | N | N | N | N | N | N | N | N | N |
| 4,4 | N | N | N | Y | Y | N | N | N | N | N |
| 3,3 | Y | Y | Y | Y | Y | Y | N | N | N | N |
| 2,2 | Y | Y | Y | Y | Y | Y | N | N | N | N |
Note: N = No, Y = Split, N = No
- 5-5, always double down if dealer has 2 through 9, otherwise make hit.
Doubling down table
| Dealer's Upcard |
| Player | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | A |
| 12 | N | N | N | N | N | N | N | N | N | N |
| 11 | Y | Y | Y | Y | Y | Y | Y | Y | Y | N |
| 10 | Y | Y | Y | Y | Y | Y | Y | Y | N | N |
| 9 | N | Y | Y | Y | Y | N | N | N | N | N |
| 8 | N | N | N | N | N | N | N | N | N | N |
Note: Y = Double down, N = Don't
- Hard hand with10, double down incase dealer has 2 through 9. Otherwise hit.
- Hard hand with 8 or less than 8, always hit.
- Hard hand 9, double down incase dealer has 3 through 6. Otherwise hit.
- Hard hand 11, double down incase dealer has 2 through 10. Otherwise hit.
- Hard hand 12, hit incase dealer has 2 or 3. Make a stand if dealer has 4 through 6, otherwise hit.
- Hard hand 13 - 16, make a stand if dealer has 2 through 6, otherwise hit.
- Hard hand 17 - 21, take a stand.
Table for Hard hands
| Dealer's Upcard |
| Player | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | A |
| 17-21 | S | S | S | S | S | S | S | S | S | S |
| 13-16 | S | S | S | S | S | N | N | N | N | N |
| 12 | N | N | S | S | N | N | N | N | N | N |
| 4-11 | N | N | N | N | N | N | N | N | N | N |
Note: H = Hit, S = Stand
- Soft hands A-2 or A-3, double down if the dealer has 5 or 6 - otherwise hit.
- Soft hands A-4 or A-5, double down if the dealer has 4 thru 6 - otherwise hit.
- Soft hands A-6, double down if the dealer has 3 thru 6 - otherwise hit.
- Soft hands A-7, double down if the dealer has 3 through 6, stand on 2,7 or 8 otherwise make a hit.
- Soft hands A-8 or A-9, always take stand.
Table for Soft hands
| Dealer's Upcard |
| Player | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | A |
| A, 8-10 | S | S | S | S | S | S | S | S | S | S |
| A,7 | S | S | S | S | S | S | S | N | N | N |
| A, 2-6 | N | N | N | N | N | N | N | N | N | N |
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